✦ Service areas · North Carolina

Where I work

I am licensed in North Carolina and work across the whole Charlotte metro — Mecklenburg, Union, Cabarrus, Rowan, Stanly and Gaston counties — with buyers and sellers who want a Realtor® who speaks their language. Pick your area below for local market notes, neighborhoods I cover and the programs that apply there.

MecklenburgUnionCabarrusRowanStanlyGastonIredell

✦ Pick your area

Local pages, street by street

Mecklenburg County

Charlotte

North Carolina's largest metro — from Plaza Midwood bungalows and east Charlotte's established neighborhoods to new builds in Steele Creek.

Explore Charlotte ✦
Mecklenburg & Union

Matthews & Mint Hill

Established neighborhoods, a walkable downtown Matthews and about 19 minutes to Uptown off-peak.

Explore Matthews ✦
Mecklenburg County

Pineville & South Charlotte

Ballantyne, Pineville, Steele Creek and the South Boulevard corridor — townhomes and starter homes minutes from the biggest employers.

Explore Pineville ✦
Mecklenburg & Iredell

Huntersville & Lake Norman

North Mecklenburg's planned communities, Birkdale Village and the lake towns of Cornelius, Davidson and Mooresville — 20 minutes up I-77.

Explore Huntersville ✦
Union County

Monroe, Wingate & Marshville

Union County's seat — newer subdivisions, USDA-eligible outskirts and a $405,000 median sale price in September 2026.

Explore Monroe ✦
Union County

Indian Trail & Stallings

The Union County towns closest to Charlotte — newer subdivisions, townhomes along US-74 and about 25 minutes to Uptown off-peak.

Explore Indian Trail ✦
Union County

Waxhaw & Weddington

Southern Union County's historic downtown, acreage lots and master-planned communities like Millbridge and Cureton — 25 minutes from Ballantyne.

Explore Waxhaw ✦
Cabarrus County

Concord & Harrisburg

Suburban comfort with small-town charm, 20 minutes up I-85 — Concord Mills, the Speedway and established neighborhoods along Hwy 29.

Explore Concord ✦
Cabarrus & Rowan

Kannapolis

Newer construction and a rebuilt downtown around the NC Research Campus, with prices that still fit a first-time buyer's budget.

Explore Kannapolis ✦
Cabarrus & Stanly Counties

Midland, Albemarle & Stanly

Land, newer homes and USDA zero-down eligibility along the Hwy 24/27 corridor east of Charlotte — the area I call home.

Explore Midland ✦
Rowan County

Salisbury

Historic homes, USDA-eligible neighborhoods and some of the lowest entry prices in the region, 40 minutes north on I-85.

Explore Salisbury ✦
Gaston County

Gastonia & Belmont

One of the best-value markets in the metro — Belmont's Main Street, Mount Holly on the river and Gastonia's growing downtown, west on I-85.

Explore Gastonia ✦

✦ How I cover the metro

Twelve areas, one standard

Most of my closings are first homes between $180K and $340K, and that budget looks different in every town: a townhome in Pineville, a brick ranch in Kannapolis, a new build in Locust with an acre, or a resale in Indian Trail inside Union County schools. Knowing each market street by street — not just "Charlotte" — is how my clients win offers and avoid overpaying.

I live in the Midland / Cabarrus County area and my office is Keller Williams Realty · Ballantyne Area in south Charlotte, so the corridors between them — Monroe, Mint Hill, Harrisburg, Concord — are my daily drive. North to Salisbury and Lake Norman, east to Albemarle, west to Gastonia: I show, list and close in all of them, in English or Spanish.

Also serving: Harrisburg, Mount Pleasant, Wesley Chapel, Stallings, Marvin, Wingate, Marshville, Locust, Stanfield, Oakboro, Norwood, China Grove, Landis, Spencer, Belmont, Mount Holly, Bessemer City, Cornelius, Davidson and Mooresville — and I have listed and shown homes as far as Wadesboro, Mount Gilead and Mooresboro. If your town isn't listed, ask me: if it's in North Carolina and within a reasonable drive of Charlotte, I can help.

✦ Towns

A guide for every town

31 towns in 27 guides: 2026-27 taxes, school district, drive times, September 2026 prices and assistance programs, subject to qualification.

Mecklenburg County

Iredell County

Union County

Cabarrus County

Rowan County

Stanly County

Gaston County

✦ Frequently asked

Questions about where I work

What areas does Berenice Cruz serve?

Berenice Cruz is a bilingual Realtor® serving the Charlotte, North Carolina metro: Charlotte, Matthews, Mint Hill, Pineville, Huntersville, Cornelius, Davidson and Mooresville; Monroe, Indian Trail, Stallings, Waxhaw, Weddington and Wesley Chapel in Union County; Concord, Kannapolis, Harrisburg, Midland and Mount Pleasant in Cabarrus County; Salisbury, China Grove and Landis in Rowan County; Albemarle, Locust, Stanfield, Oakboro and Norwood in Stanly County; and Gastonia, Belmont, Mount Holly and Bessemer City in Gaston County.

Does Berenice Cruz work in South Carolina?

No. Berenice Cruz is licensed in North Carolina only (NC License #345959) and does not provide real estate services in South Carolina, including Fort Mill, Rock Hill or Indian Land. For South Carolina she can refer you to a licensed SC agent.

Is Berenice Cruz a Realtor® in Union County, NC?

Yes. Monroe, Indian Trail, Stallings, Waxhaw, Weddington, Wesley Chapel, Wingate and Marshville are core service areas; Union County is one of the most common places her first-time buyers close, using NC down payment assistance and USDA financing where the address qualifies.

Is Berenice Cruz a Realtor® in Cabarrus, Rowan and Stanly counties?

Yes. She lives in the Midland area of Cabarrus County and works regularly in Concord, Kannapolis, Harrisburg, Mount Pleasant, Salisbury, China Grove, Landis, Albemarle, Locust, Stanfield and Oakboro — including USDA-eligible and new-construction neighborhoods along I-85 and Highway 24/27.

Where is Berenice Cruz's office?

Keller Williams Realty · Ballantyne Area, 14045 Ballantyne Corporate Place, Suite 500, Charlotte, NC 28277. Consultations are by phone, WhatsApp or video, and showings happen wherever the home is — she meets clients across the metro.

✦ Start here

Not sure which area fits?

Tell me your budget, your work location and the schools you care about. I'll reply personally with the two or three areas where that combination actually works.

WhatsApp ✦ Book a free 20-min call ✦
✦ Get in touch ✦

Let's talk about your next move.

Tell me a little about what you're looking for and we'll talk it through, no pressure. I'd be glad to help and walk this process with you.

(704) 380-7185 · berenicecruz@kw.com

— sí, hablamos español

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