✦ Union County · North Carolina
Real estate in Monroe
Union County continues to attract buyers looking for space, newer subdivisions, and easy commutes to Charlotte's southern job centers; the county's median sale price was $474,000 in September 2026. Waxhaw, Weddington, and Marvin lead the luxury market; Monroe and Indian Trail offer strong value for first-time buyers.
✦ Why this area
What makes Monroe work
As of 2026, Monroe, Indian Trail & Waxhaw continues to be one of the most active real estate markets in Union County, driven by job growth, infrastructure, and proximity to Charlotte's economic center. Whether you're a first-time buyer leveraging down payment assistance, a buyer upgrading to more space, or a homeowner ready to capture your equity — I'll prepare a customized market analysis for your specific block.
My approach in Monroe: pricing based on the most recent comparable sales (not Zillow estimates), bilingual marketing reaching both English- and Spanish-speaking buyers, and full transparency at every step.
✦ Towns
Guides by town
Taxes, school district, drive times, market numbers and the programs that usually apply — a guide with checked data for each town.
✦ Active listings
Current homes for sale in Monroe
Click below to see all active listings in Monroe, Indian Trail & Waxhaw via Keller Williams' search platform — updated in real time from MLS.
✦ Recommended reading
Before you buy here
Down payment assistance in NC: who qualifies and how programs stack
How an offer works in North Carolina: due diligence, earnest money and deadlines
✦ Frequently asked
Questions about Monroe
What should I know before buying a home in Monroe?
In September 2026 the median sale price in Monroe was $405,000 (Canopy Realtor® Association). Ballantyne is about 34 minutes and Uptown about 37 minutes away off-peak, and the assigned school depends on the exact address within Union County Public Schools, so the right answer depends on your budget, commute, and what you're looking for in a home. I'll prepare a free market analysis to help you decide.
What's the average home price in Monroe?
Prices in Monroe vary widely by neighborhood and home type. I'll send you the most recent comparable sales for the specific neighborhoods you're considering, in both list and final-sale prices, so you can see how the market is actually performing — not just averaged headlines.
Can I use down payment assistance to buy in Monroe?
Yes — most NC down payment assistance programs work in Monroe. The NC 1st Home Advantage Down Payment ($15K) covers all of North Carolina. Some participating lenders offer their own grants in eligible areas; amounts and areas depend on each lender — we'd verify the specific address. FHA, VA, and USDA loans also apply, with USDA particularly relevant in more rural parts of Union County.
✦ Other service areas
Looking elsewhere in NC?
I cover the whole Charlotte metro — from Salisbury to Gastonia to Monroe. Pick the one closest to where you're looking.
Mecklenburg County
Charlotte
→ Explore Charlotte
Mecklenburg & Union
Matthews & Mint Hill
→ Explore Matthews
Mecklenburg County
Pineville & South Charlotte
→ Explore Pineville
Mecklenburg & Iredell
Huntersville & Lake Norman
→ Explore Huntersville
Union County
Indian Trail & Stallings
→ Explore Indian Trail
Union County
Waxhaw & Weddington
→ Explore Waxhaw
Cabarrus County
Concord & Harrisburg
→ Explore Concord
Cabarrus & Rowan
Kannapolis
→ Explore Kannapolis
Cabarrus & Stanly Counties
Midland, Albemarle & Stanly
→ Explore Midland
Rowan County
Salisbury
→ Explore Salisbury
Gaston County
Gastonia & Belmont
→ Explore Gastonia
✦ Get in touch ✦
Let's talk about your next move.
Tell me a little about what you're looking for and we'll talk it through, no pressure. I'd be glad to help and walk this process with you.
(704) 380-7185 · berenicecruz@kw.com
— sí, hablamos español