✦ Union County · North Carolina

Real estate in Monroe

Union County has some of the best-rated schools in the Carolinas and continues to attract families looking for space, quality of life, and easy commutes to Charlotte's southern job centers. Waxhaw, Weddington, and Marvin lead the luxury market; Monroe and Indian Trail offer strong value for first-time buyers.

MonroeIndian TrailWaxhawMarvinWeddingtonWesley ChapelStallingsMineral Springs
View Monroe listings on KW

✦ Why this area

What makes Monroe work

As of 2026, Monroe, Indian Trail & Waxhaw continues to be one of the most active real estate markets in Union County, driven by job growth, school quality, and proximity to Charlotte's economic center. Whether you're a first-time buyer leveraging down payment assistance, a move-up family upgrading to more space, or a homeowner ready to capture your equity — I'll prepare a customized market analysis for your specific block.

My approach in Monroe: pricing based on the most recent comparable sales (not Zillow estimates), bilingual marketing reaching both English- and Spanish-speaking buyers, and full transparency at every step.

Limited program · NC only

Up to $15,000 for your down payment + up to $5,000 in closing-cost credits

Subject to qualification. I help buyers in Charlotte, Concord, Gastonia and Monroe access state and lender-backed assistance — including the NC 1st Home Advantage Down Payment, Wells Fargo Homebuyer Access® grant, FHA, VA and USDA programs.

See if you qualify

✦ Active listings

Current homes for sale in Monroe

Click below to see all active listings in Monroe, Indian Trail & Waxhaw via Keller Williams' search platform — updated in real time from MLS.

View Monroe listings on KW

✦ Frequently asked

Questions about Monroe

Is Monroe a good place to buy a home in NC?

Monroe in Union County continues to attract buyers because of its location in the Charlotte metro, school quality, and growth in jobs and infrastructure. As with any market, the right answer depends on your budget, timeline, and what you're looking for in a home. I'll prepare a free market analysis to help you decide.

What's the average home price in Monroe?

Prices in Monroe vary widely by neighborhood and home type. I'll send you the most recent comparable sales for the specific neighborhoods you're considering, in both list and final-sale prices, so you can see how the market is actually performing — not just averaged headlines.

Can I use down payment assistance to buy in Monroe?

Yes — most NC down payment assistance programs work in Monroe. The NC 1st Home Advantage Down Payment ($15K) covers all of North Carolina. Wells Fargo's Homebuyer Access® grant ($10K) covers eligible areas — we'd verify the specific address. FHA, VA, and USDA loans also apply, with USDA particularly relevant in more rural parts of Union County.

✦ Other service areas

Looking elsewhere in NC?

I cover four counties across the Charlotte metro. Pick the one closest to where you're looking.

Get in touch

Let's talk about your next move.

Tell me a little about what you're looking for and I'll be in touch within 24 hours.

(704) 380-7185 · berenicecruz@kw.com

— sí, hablamos español