Everything in Spanish
Contracts, addenda, inspections, negotiation and closing explained in the language you're comfortable in. Nothing gets signed until you understand it.
✦ Bilingual Realtor® · Charlotte + 6 counties · NC License #345959
I'm Berenice Cruz, a real estate broker affiliated with Keller Williams Realty · Ballantyne Area. I walk Spanish-speaking families through buying and selling a home in Charlotte, Monroe, Concord, Kannapolis, Salisbury, Albemarle and Gastonia — in their language, with clarity and no pressure.
✦ Who I am
It's not just translation. It's making sure you understand every contract, every number and every step before you sign. I live in the Midland area, my office is in Ballantyne, and most of my closings are first homes for families who arrived with questions about credit, savings or assistance programs. I'd be glad to help and walk this process with you.
Contracts, addenda, inspections, negotiation and closing explained in the language you're comfortable in. Nothing gets signed until you understand it.
I know the state, federal and participating-lender programs in NC — up to $15,000 toward the down payment for eligible buyers, subject to qualification. The lender confirms your eligibility; I explain the options.
Casa con Alma is my personal brand. My brokerage is Keller Williams Realty · Ballantyne Area, with the backing, technology and reach of the largest real estate franchise by agent count.
✦ How we work
A 20-minute call about your goals, your budget and your timeline. No obligation and no pressure.
They review your income and credit — starting with a soft pull that doesn't affect your score — and tell you which programs you qualify for and how much you can buy.
Showings in the towns that fit, well-written offers, inspections and negotiation — all explained in Spanish.
I'm with you at the closing attorney's table until the keys are in your hand.
✦ Where I work
Licensed in North Carolina only: Mecklenburg, Union, Cabarrus, Rowan, Stanly and Gaston counties. See the town guides ✦
Charlotte · Matthews · Mint Hill · Pineville · Huntersville
Monroe · Indian Trail · Waxhaw · Concord · Kannapolis · Harrisburg · Midland
Salisbury · China Grove · Albemarle · Locust · Stanfield · Gastonia · Belmont
✦ What families say
“Tuvimos la suerte de comenzar nuestro proceso de compra de casa con la ayuda de Berenice Cruz. Desde un comienzo nuestra experiencia con ella fue de lo mejor, y hasta el final del proceso nunca estuvimos solos y todas nuestras dudas y preguntas fueron atendidas por ella. Agradecemos infinitamente todo su apoyo, guía y honestidad, y la recomendamos al 100% por ser la mejor.”
“Berenice is the absolute BEST! From the very first phone call to the moment I closed on my home, she was supportive, very knowledgeable, and dedicated to helping me accomplish my dream of becoming a first time homeowner. Look no further — Berenice is your girl!”
“It was a great experience to get a house through Berenice. She was very helpful and patient, she understood what I was looking for and focused herself on showing me that kind of properties. I will highly recommend.”
Yes. I speak Spanish and English, and every document, call and negotiation happens in the language you're comfortable in. If the other side speaks English, I translate and explain.
The first call is free. An agent's compensation is negotiable and not set by law; before we tour homes we sign a written buyer agency agreement that states what I'm paid and how, and we go through it together line by line.
Some lenders offer loans for ITIN tax filers, usually with a larger down payment and subject to qualification. Read the ITIN mortgage guide and let's talk through your case.
No. My license is North Carolina only. If you're looking in Fort Mill, Rock Hill or Indian Land, I'll gladly refer you to a trusted colleague.
No. Casa con Alma is my personal brand; I'm a real estate broker affiliated with Keller Williams Realty · Ballantyne Area, and every transaction runs through my Keller Williams office.
Tell me a little about your situation and we'll talk it through calmly, no obligation. I'd be glad to help and walk this process with you.